100.18 - Baitman Debit Card

YOU ARE PRE-APPROVED FOR THE NEW BAITMAN DEBIT CARD.....

You have been selected to receive one of the First Fish Internet Cards issued by BAITMAN ENTERPRISES, already recognized as the BEST global Worm Provider.

This card connects you to all of the BAITMAN services that you have enjoyed over the years, but now it is all Wireless, Instant, and honored wherever you take your BAITMAN Card.

Use it for your next "Fish N'Chicks" Cruise, Order European Worms online, purchase hooks, bobbbers, and even Hook N' Cook recipe books from the Baitman Store.

New applicants also receive ONE FULL GALLON of Gasoline for their Fishing Boat. You know how it "sucks" when you are fishing All Day, finally hook the BIG one....but ran out of gas and have to float home whenever you get there. No More....Just whip out the BAITMAN CARD. We NET-WORK with all Fishing Vessels, and we will make sure you get another gallon of gas.

Getting your BAITMAN card easy......IT IS FREE..... all you need to do is fill out the application.

We pretty much simply ask you to reveal everything about yourself, send us a couple of your old credit cards that still have some balance on them, to verify credit worth , and we take from there.

After we receive your Application we will forward to our Fraudulent Fishing Department for review. You can understand that some applicants sometimes overstate their "Net-Worth".

Once you are APPROVED... we will issue you the BAITMAN CARD and include a copy of the Terms & Agreement. For your convience, the following Disclosure terms are noted...but you need not bother with all that "Small" print... Just Grab the CARD and GO FISHING.......

Disclosures:

APR premium rates will be established based on the International market price of Worms. We use Asian Stock quotes since they get up earlier than most fishermen. Current interest rate is 19.99% plus per diem dock fees. There are no Annual Fees for the BAITMAN CARD, but deposits of of un-used credit cards deposited with application will not be returned upon termination of this agreement. A charge of 3% will be assigned to cardholders who do not maintain an inventory of at least 100 worm inches. A monthly purchase of (3) "36" worms will keep the account in good standing. Late Fees are $25.00 per biling cycle. You will be billed this Fee each month, but may get a Re-BAIT at the end of the year by filling out form Fish 2061b and submit one more "credit card" as identification.
Re-Baits may not be used as credit towards monthly statement, but are redeemable in the Baitman Store. International Use of this Card will be billed an additional $42.00/month. Those who order from our European or Canadian Worm stock will be assumed to be fishing ouside the US Waterways. An OVER THE LIMIT charge may also be imposed. Subscribers who catch more Fish than they are allowed to will be OVER THE LIMIT and Baitman is held harmless from all legal recourse. Fishermen who order BAITMAN PRODUCTS using the Card, and Catching More Fish than Bait Records provide will also be accessed the OVER LIMIT Charge. Fees start at 3.99/Hour. Any Questions: Just Call: 1-800-BAITMAN.

Baitman Credit Department

11/14/05
100.18